Credit Analysis concentrates at identifying credit risk for a number of financial and non-
financial instruments in addition to projects.
divided into two steps. Part one is made of examining the credit risk of
a particular asset. Given the information in the first step, the second part
analyses the risk of the whole portfolio which comprises the individual credit
sensitive entities.
credit risk has become a key risk-management issue for both financial and
non-financial institutions.
market as well as improvements in modelling, the precise measurement and
administration of credit risk to offer the wanted exposure isn't as difficult
as before.